Overview

The Underwriter II plays a crucial role in evaluating and assessing insurance applications to determine coverage eligibility and risk levels. This position involves detailed analysis of client information and making informed decisions that align with company policies while supporting business growth and maintaining regulatory compliance.

Responsibilities

• Analyze insurance applications and supporting documents for underwriting decisions
• Review applications for any missing information pertinent to eligibility and decision-making
• Complete Loss/Claims information on snapshot
• Create/draft proposals for Underwriter III review
• Create UMB submission packets to send to carriers
• Complete bind preparation
• Add subjectivities to Net Operating Loss file
• Complete renewal snap & rate, then create proposal after FP from Underwriter III is advised
• Assess risk factors and determine appropriate coverage and premiums
• Collaborate with agents and brokers to clarify application information
• Ensure compliance with company policies and regulatory requirements
• Review and update underwriting guidelines as needed
• Maintain accurate records of underwriting decisions and actions
• Support senior underwriters in complex case evaluations
• Communicate underwriting outcomes clearly to stakeholders

Qualifications

• Bachelor’s degree or equivalent experience (ideally 2–4 years)
• Experience with Commercial Property, General Liability (GL) & Auto
• Previous experience reviewing and analyzing risk on applications, renewals, and change requests

Equal Employment Opportunity

EOE