Risk Management - Merchant Risk Credit Strategy - Vice President
Aumni
Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
Job summary
As a Merchant Risk Credit Strategy Vice President in the Merchant Services Credit Risk team, you will lead strategic initiatives and project management efforts to enhance credit risk processes and controls. You will collaborate with cross-functional teams, drive process improvements, and ensure strong oversight and compliance. Together, we will champion innovation, support technology initiatives, and foster a culture of partnership and continuous improvement. This role empowers you to influence change and make a meaningful difference in how we manage risk.
Job responsibilities
- Partner with the Merchant Services credit risk management team to achieve business priorities and objectives
- Lead and coordinate merchant services credit risk initiatives focused on process improvement and automation
- Drive collaboration with cross-functional teams to enhance risk management and controls
- Monitor and oversee credit processes, data quality, and remediation efforts
- Serve as a thought leader and advocate for merchant services credit risk in technology projects and working groups
- Support change management by facilitating adoption of new processes, technologies, and strategies
- Interpret and apply policy requirements and procedures relevant to merchant services credit risk
- Manage merchant services credit risk documentation, ensuring strong governance and effective controls
- Communicate clearly and effectively with stakeholders at all levels
- Synthesize and summarize complex data to support decision making
- Identify and address gaps in controls, performing root cause analysis and implementing solutions
Required qualifications, capabilities, and skills
- Bachelor’s degree
- Experience in a commercial or investment bank credit or banking role
- Experience in audit, control, operations, or program management roles with a record of high performance
- Strong written and verbal communication skills, including executive-level communication
- Excellent organizational and project management skills, able to manage competing priorities
- High initiative, self-direction, and ability to work well under pressure
- Ability to collaborate across multiple stakeholder groups and regions
- Strong analytical and problem-solving skills, able to synthesize complex data
- Experience in control and process oversight, including gap identification and control management
- Understanding of data management and proficiency with Microsoft Excel, Office, SharePoint, and PowerPoint
Preferred qualifications, capabilities, and skills
- Experience in credit risk approvals, underwriting, and administration
- Knowledge of credit risk policies, procedures, and standards
- Project Management Professional certification
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Drive credit risk strategy and process improvements for Merchant Services as a Vice President in a dynamic, collaborative team.